Stonehurst Securities, Inc.

Stonehurst Securities, Inc. and our affiliated companies are committed
to maintaining the trust and confidence of our customers. Stonehurst
Securities, Inc. collects information that helps serve your financial
needs, fulfill legal and regulatory requirements, and offer new products
or services to meet your specific needs. The following Privacy Policy
describes what 'nonpublic personal information' we collect, what we do
with it, and most importantly, how we protect it.

INFORMATION COLLECTED

Information is gathered from a number of sources that may include the
following:

Information provided by you on account applications and other
standard forms. This information includes, but is not limited to, your
name, address, and telephone number, and Social Security number, date of
birth, annual income, employment status, and citizenship.
Information about your Stonehurst Securities, Inc. transactions,
including information obtained through those companies that work closely
with us to provide you with diverse financial products and services.
This information may include account balances, trading activity, loan
amount, and payment history.
Medical information, if relevant to your product or service, may
also be obtained through third-party reports.
Information we receive from consumer reporting agencies.
Information obtained when verifying the information you provide
on applications or other forms (such as from current and past employers
or other institutions where you conduct financial transactions).

PARTIES TO WHOM WE MAY DISCLOSE INFORMATION

We do not share customer information with outside companies for the
purpose of selling their products and services to you.

Any information that we, or our affiliates, obtain from you is used only
to help you acquire the investment, advisory, or insurance products that
you desire from the companies you choose through our representatives.
The personal nonpublic information obtained in this process will only be
provided to nonaffiliated companies who have custody of your assets,
prepare statements and transaction confirmations for your account, or
provide credit reporting information.

In certain instances, Stonehurst Securities Inc. will disclose nonpublic
personal information when permitted or required by law. Parties that
may receive this information include government/regulatory organizations
such as the Federal Bureau of Investigation (FBI), Internal Revenue
Service (IRS), and Financial Industry Regulatory Authority (FINRA) and
to other parties under court order or subpoena. We are also permitted
to make disclosures to third parties per your request, direction, or
authorization.

Medical/Non-Medical information may be provided to insurance companies
and agencies in order to underwrite or shop policies for reduced policy
costs. This information is only released with your permission.

We transfer information about you if SSI is acquired by or merged with
another company. In this event, SSI will notify you before information
about you is transferred and becomes subject to a different privacy
policy.

OPTING OUT OF THIRD-PARTY DISCLOSURES

If you do not want us to share your information (other than as
prescribed by law) with any nonaffiliated third parties, including the
registered representative servicing your account when he or she leaves
us to join another firm, you may contact the Compliance Department in
writing at: Stonehurst Securities, Inc., 101 Parkshore Drive Suite 100
Folsom CA 95630.

CONFIDENTIALITY & SECURITY

We maintain internal standards and procedures to protect your
information and prevent its dissemination to unaffiliated individuals
and entities. We restrict access to nonpublic personal information
about you to those employees, registered representatives or agents, and
other parties who must use that information to provide products and
services to you. We have physical, electronic, and procedural
safeguards in compliance with applicable laws and regulations to guard
your nonpublic personal information.

This Privacy Policy applies to consumers who are customers of Stonehurst
Securities Inc. and our affiliates.

CHANGES TO THIS PRIVACY POLICY

Stonehurst Securities Inc. may update this policy. We will notify you
about significant changes in the way we treat personal information by
sending a notice to the primary mailing address on file for your account
or by placing a prominent notice on our site.

We reserve the right to send you certain communications relating to your
Stonehurst Securities Inc. service, such as service announcements,
administrative messages and Newsletters, that are considered part of
your Stonehurst Securities Inc. account, without offering you the
opportunity to opt-out of receiving them.

OBTAINING COPIES OF STONEHURST SECURITIES PRIVACY POLICY

The most recent version of the Privacy Policy can be found online at
www.stonehurstsecurities.com or If you have any questions after reading
this Privacy Policy, please contact us by mail at: Stonehurst
Securities, Inc., Attention: Compliance Department, 101 Parkshore
Drive, Suite 100, Folsom, CA 95630 or by phone at (916) 932-2870.